Based in Dallas–Fort Worth, Serving Nationwide
A compliant payroll strategy that reimburses employers $1,200 per eligible W-2 employee every year—at zero out-of-pocket cost.
Zero cost to employers. Real healthcare access for employees. Prescription savings, telehealth, and wellness support—all IRS-compliant.
Pharmacies
Virtual Care
Extra Cost
See how employers across industries recover thousands annually while providing better benefits
Annual Savings
35 employees
Recovered FICA taxes + added prescription & telehealth benefits for entire staff
Annual Savings
48 employees
Reduced payroll tax burden while improving worker healthcare access
Annual Savings
26 employees
Compliant savings plus enhanced wellness support for healthcare staff
Annual Savings
20 employees
Improved retention with zero-cost health benefits for retail team
Ready to see your potential savings?
Calculate Your SavingsReal results from real businesses across America
"This program has been a game-changer for our business. We've saved over $45,000 annually while providing better benefits to our employees. It's truly a win-win."
Michael Williams
Owner & General Manager
Williams Construction LLC • Construction
"Our employees love the telehealth and prescription benefits. We're saving money on payroll taxes while improving morale. CJ made the entire process seamless."
Sarah Rodriguez
HR Director
TechStart Solutions • Technology
"I was skeptical at first, but the savings are real. We recovered thousands in FICA taxes and now our team has access to healthcare benefits they actually use. Highly recommend!"
Jennifer Chen
Owner & Head Stylist
Bella's Salon & Spa • Beauty & Wellness
"The compliance side was our biggest concern, but FICA Advantage Solutions handles everything. We're IRS-compliant, saving money, and our employees are thrilled with the benefits."
David Thompson
Chief Financial Officer
Metro Logistics Group • Logistics
"As a small business owner, every dollar counts. This program gave us enterprise-level benefits at zero additional cost. Our retention has improved significantly since implementing it."
Robert Patterson
Owner & Operator
Patterson Family Restaurant • Hospitality
"Our manufacturing facility has 80 employees, and this program has been transformational. We're recovering nearly $100k annually while our workers get real healthcare benefits they use daily."
Marcus Johnson
Plant Manager
Johnson Manufacturing • Manufacturing
"The telehealth services alone have been worth it. Our staff can see a doctor 24/7 without leaving work. It's improved productivity and reduced sick days substantially."
Raj Patel
CEO
Patel Retail Group • Retail
"I recommend FICA Advantage to all my fellow school administrators. Our district is saving thousands per month, and teachers love having access to prescription discounts and wellness programs."
Lisa Wong
School Principal
Riverside Academy • Education
"Hospital staffing is expensive, and this program has been a blessing. We're reinvesting the savings into equipment while providing our nurses with better wellness support."
Dr. James Morrison
Hospital Administrator
St. Mary's Regional Hospital • Healthcare
"We run three automotive shops, and this program has been perfect. Easy to set up, IRS-compliant, and our mechanics appreciate having affordable prescription coverage."
Carlos Martinez
Owner
Martinez Auto Group • Automotive
"As a franchisee, I needed something scalable and compliant across multiple locations. This program delivers on both fronts, and our employees love the wellness perks."
Amanda Foster
Multi-Unit Franchisee
QuickStop Convenience Stores • Retail
"Running a dental practice comes with high overhead. This program reduced our payroll tax burden significantly, and now our entire team has access to prescription savings and mental health support."
Dr. Kevin Nguyen
Practice Owner
Nguyen Family Dentistry • Healthcare
Dedicated to helping businesses save money while providing better employee benefits
Proud Army Veteran
Serving Our Community with Integrity
Founder & CEO
FICA Advantage Solutions
CJ McElrath is a proud U.S. Army Veteran who founded FICA Advantage Solutions with a mission to help businesses across America reduce costs while providing better employee benefits.
After serving his country, CJ dedicated himself to helping business owners navigate complex payroll tax regulations and unlock significant savings through IRS-compliant reimbursement strategies.
With years of experience in benefits consulting and a deep commitment to veteran and community values, CJ has helped hundreds of companies—from small family-owned restaurants to large manufacturing facilities—recover millions in FICA taxes while improving employee wellness.
"Our mission is simple: help employers save money and give their employees benefits they actually use. It's a win-win that strengthens businesses and communities."
U.S. Army Service
Authorized Advisor
Fully Compliant Programs
Nationwide Coverage
Helping businesses across every sector recover FICA taxes and provide better employee benefits
& Hospitality
& Healthcare
& Education
& Shops
& Production
& Trades
Also serving:
Don't see your industry? We likely help businesses like yours.
Get Your Custom QuoteSee the dramatic difference in payroll costs and employee satisfaction
Example: Restaurant with 35 employees
High Payroll Tax Burden
Paying full 7.65% employer share on all W-2 wages
Limited Employee Benefits
Can't afford comprehensive healthcare benefits
Employee Retention Issues
Higher turnover due to lack of benefits
Out-of-Pocket Healthcare Costs
Employees paying full price for prescriptions
No Compliance Optimization
Missing out on IRS-approved tax savings
Same restaurant, optimized program
+ Zero additional cost to implement!
Reduced Tax Burden
Recover up to $1,200 per employee annually
Comprehensive Benefits Package
Telehealth, prescription savings, wellness support
Improved Employee Satisfaction
Better retention with meaningful benefits
Affordable Healthcare Access
70,000+ pharmacies, 24/7 virtual care access
100% IRS Compliant
Fully approved FICA reimbursement program
Average Savings Per Employee/Year
Out-of-Pocket Cost to Employer
IRS Compliant & Approved
A program designed to help businesses save money while giving employees real healthcare value
Save Money & Reduce Taxes
Recover 7.65% of payroll through IRS-compliant reimbursements (Section 105/125)
No upfront fees, no administrative burden—we handle everything
Fully compliant with IRS regulations—no audit risk or legal concerns
Offer competitive benefits without increasing payroll costs
Recover tens of thousands in annual payroll tax savings
Real Healthcare Value
Access 70+ medications at 70,000+ pharmacies nationwide—$250 annual allowance
Connect with virtual doctors anytime for common medical needs
Lifestyle coaching, nutrition support, and stress management resources
No employee premiums, no copays, no hidden fees—100% employer-funded
Avoid urgent care visits, copays, and high deductibles for common health needs
Employees receive real, day-to-day healthcare support at no additional cost to them, including urgent care prescription access, wellness benefits, virtual care, and more.
These benefits are simple, practical, and designed to reduce out-of-pocket medical spending for common health needs.
70+ medications available
Virtual doctor access
Lifestyle coaching
No employee fees
A major component of the employee benefits package includes 70+ urgent care medications, available nationwide across 70,000+ pharmacies, helping employees avoid expensive doctor or ER visits.
Covers: Common antibiotics, antifungals, corticosteroids, cold & flu meds, GI meds, migraine treatments & more
$250 annual allowance for urgent care prescriptions
Mail-order option: 6 free shipments per year ($7.99 after)
Powered by: EHP x Revive
Pill Bottle
70K+ Locations
Telehealth
Access to 70+ urgent care prescriptions across multiple categories
Employees commonly use benefits for everyday health needs
Urgent care visit costs
Expensive insurance deductibles
Missed work & productivity loss
Average Employee Savings Per Year
Real feedback from employees using these benefits every day
"Having access to urgent care medications saved my family hundreds this year."
Sarah M.
Retail Manager
"My employer offering this program was a lifesaver — literally."
James T.
Restaurant Server
"I avoided three urgent care visits because of this benefit."
Maria L.
Warehouse Worker
"The telehealth access has been incredible for my kids when they're sick."
David K.
Manufacturing Supervisor
"Getting my asthma inhaler without the high copay was a game changer."
Emily R.
Office Administrator
"I can't believe this benefit is free. It's saved me so much stress and money."
Robert P.
Driver
"The wellness coaching helped me make real lifestyle changes. So grateful."
Jennifer S.
Healthcare Worker
"Having 24/7 virtual doctor access means peace of mind for my whole family."
Michael B.
IT Specialist
Getting started is easy and takes just minutes
Quick and simple enrollment process with your employer
Use virtual care or visit any of 70,000+ pharmacies nationwide
Receive urgent-care medications same day at no extra cost
Avoid expensive urgent care visits and high copays every time
No complicated forms, no waiting periods, no hassle. Just real healthcare benefits when you need them.
Powerful healthcare support, no added cost — and huge value for your employees.
Medications Covered
Employee Cost
Virtual Care
Real benefits. Real savings. Real impact.
Avg. Employee Savings