Terms of Service

1. Agreement to Terms

By accessing or using the services of FICA Advantage Solutions ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

FICA Advantage Solutions provides IRS-compliant FICA tax reimbursement consulting and employee benefits program administration services. Our services include:

• Eligibility assessment for FICA tax reimbursement programs
• Compliance consultation and program implementation
• Employee benefits enrollment and administration support
• Ongoing program management and compliance monitoring

3. Eligibility and Registration

To use our services, you must be a business owner, authorized representative, or employee of an eligible organization. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate and current.

4. User Responsibilities

You agree to:

• Provide accurate business and payroll information
• Comply with all applicable federal, state, and local laws
• Maintain the confidentiality of any account credentials
• Not misuse or abuse our services or website
• Not attempt to reverse engineer or access unauthorized areas

5. IRS Compliance and Disclaimer

Our FICA reimbursement programs are designed to comply with IRS regulations under Sections 105, 125, and 213(d). However:

• We are not a law firm and do not provide legal or tax advice
• You should consult your own tax or legal advisor regarding your specific situation
• Program eligibility and savings vary by business and circumstances
• We make no guarantees regarding specific savings amounts

6. Payment and Fees

Our standard employer enrollment is provided at no upfront cost. Specific fee structures, if applicable, will be disclosed in your service agreement. We reserve the right to modify our fees with advance notice.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of FICA Advantage Solutions or its licensors and is protected by U.S. and international copyright and trademark laws. You may not copy, reproduce, or distribute any content without written permission.

8. Limitation of Liability

To the maximum extent permitted by law, FICA Advantage Solutions shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the fees paid by you, if any, during the 12 months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless FICA Advantage Solutions, its affiliates, and partners from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or violation of any rights of another party.

10. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Upon termination, all provisions of these Terms that by their nature should survive will survive.

11. Changes to Terms

We may revise these Terms of Service at any time by updating this page. You are expected to check this page regularly so you are aware of any changes. Your continued use of our services after changes are posted constitutes acceptance of the revised terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Dallas–Fort Worth, Texas.