Serving Employers Nationwide (Remote Implementation)
A compliant, ACA-aligned benefit structure that lowers your employer FICA burden while upgrading employee wellness benefits—without increasing benefit spend.
Lower your company's payroll tax liability by leveraging an IRS-aligned benefit structure (IRC §105/125).
Average Savings:
$1,119 - $1,200
per enrolled W2 employee, per year
Your employees gain access to Virtual Urgent Care, Primary Care, and Mental Health Support—all at no cost to them and without changing your current insurance.
24/7 Virtual Care
Telehealth access anytime
Prescription Savings
Discounts at 70K+ pharmacies
Mental Health Support
Counseling & wellness programs
We handle the seamless setup with your payroll provider. The program is backed by tax attorneys and ACA specialists to ensure full, audit-proof compliance.
IRS §105/125 Compliant
ACA-Aligned Structure
Payroll Integration Ready
Ready to see how much your business could save while enhancing employee benefits?
Book Your 15-Minute Eligibility ReviewMost businesses with W-2 employees are unknowingly leaving thousands of dollars per year on the table in unnecessary payroll taxes. Not because they're doing anything wrong — but because they don't have the right compliant strategy in place to reduce FICA and enhance employee benefits at the same time.
Wages, benefits, and taxes keep climbing, squeezing margins.
Most business owners don't have time to decode ACA and tax law.
You need savings that don't require a full system overhaul.
That's exactly why the FICA Advantage Program exists — to help you recover money you're already owed, without adding more work to your plate.
We follow a proven, turnkey process backed by IronGate Business Advisors, tax attorneys, and ACA specialists.
We learn about your business, payroll setup, and W-2 headcount to confirm eligibility.
Our partner team reviews your data and calculates your projected annual FICA savings.
We implement an ACA-aligned wellness benefit structure that integrates with your existing insurance plan.
We coordinate with your payroll provider (ADP, Paychex, Gusto/ASO, etc.) to correctly apply the FICA savings.
You receive reporting on savings and support for any questions from your payroll team, employees, or advisors.
Our FICA Reduction Program is built on a foundation of established tax code sections and regulatory compliance, including IRC §105(b), IRC §125 (Cafeteria Plans), and the Affordable Care Act (ACA) guidelines.
Powered by IronGate
Full Compliance Package Included
Our partner, IronGate, provides a full compliance package developed and overseen by experienced tax counsel.
No risk. Just proven savings.
Built on IRS and ACA guidelines, with program design supported by tax attorneys and compliance specialists.
Works with major payroll platforms like ADP, Paychex, Gusto (ASO) and others. No disruption to your existing systems.
Businesses regularly see five- and six-figure annual savings depending on W-2 headcount.
Businesses in these sectors are already saving with FICA Advantage
Restaurants
Manufacturing
Healthcare
Professional Services
Hospitality
If you have 10 or more W-2 employees, there's a strong chance this program can generate meaningful savings for you.
U.S.-based company with W-2 employees
Must have at least 10 W-2 employees on payroll
Uses a standard payroll processor
ADP, Paychex, Gusto, or similar platforms
Willing to offer a compliant wellness benefit
Simple wellness program that integrates with your existing benefits
If that sounds like you, it's worth a quick savings check.
Schedule Your Free Eligibility Review NowEverything you need to know about the FICA Advantage Program
The average review takes 15 minutes and requires minimal information: your W2 employee count and current payroll structure. Find out your exact savings potential today.
Fill out the form and we'll provide you with a personalized savings estimate based on your W-2 employee count. No obligation, no pressure — just real numbers.
FICA Advantage Solutions is based in the Dallas–Fort Worth area and supports U.S. employers nationwide. If your company has 10+ W-2 employees working 30+ hours/week, you may qualify for significant employer payroll tax savings through an IRS-compliant strategy.
Avg. Savings Per Employee
Implementation Time
Proudly serving Dallas, Fort Worth, Arlington, Plano, Irving, Garland, Frisco, McKinney, and surrounding DFW metroplex cities